New Era Contracting

[somarco]

could an agent get into trouble selling this as real Health Insurance ?

Definitely

 

[sman]

Since Biden increased the eligibility of getting the ACA Subsidies to where people who make a lot more money than before can get a subsidy for the ACA Plan is there even a market for the indemnity plans ? Looks like people making $60,000-$80,000 a year can get now some kind of subsidy.
Why wouldn't they just go with an ACA Plan Bronz, or Silver instead of buying these indemnity hospitalization plans.

I wouldn’t count on that increased eligibility to last. It’s set the expire at the end of the year. If Congress doesn’t extend it, look for some big increases in the portion of the premium people pay. Add in the fact that we’ll likely see large rate increases due to this “transitory” inflation we’ve been dealing with.

 

[somarco]

Indemnity "cash" plans were never intended to replace true major med, even before Obamacare. Just ask the folks that peddled Mega/NASE plans in the last century.