Old Surety

[Frank Stastny]

You may be waiting a while..... Don't they know who you are?!?

Apparently not but then neither does Jacqueline, she doesn't listen either.

 

[MediKareman]

First..it takes, at least, 60 days to get an application approved. If you have any medical history whatsoever...good luck getting it issued.

Second..all applications must be done in person.

Third...my contract states I must write 50 plan C before I can write a Plan F.

Fourth...in Arkansas Plan C is $115 which is cheap.

Fifth...i dont write them!!

 

[Superchief]

First..it takes, at least, 60 days to get an application approved. If you have any medical history whatsoever...good luck getting it issued.

Second..all applications must be done in person.

Third...my contract states I must write 50 plan C before I can write a Plan F.

Fourth...in Arkansas Plan C is $115 which is cheap.

Fifth...i dont write them!!

Can't say I blame you.

 

[G.Gordon]

First..it takes, at least, 60 days to get an application approved. If you have any medical history whatsoever...good luck getting it issued.

Second..all applications must be done in person.

Third...my contract states I must write 50 plan C before I can write a Plan F.

Fourth...in Arkansas Plan C is $115 which is cheap.

Fifth...i dont write them!!

WTF is that about? What difference does it make what plan you and your client decide on? This company has some of the most moronic "rules" I've ever seen.

Kinda like Shuria Law of the medsupp carriers.

 

[MediKareman]

WTF is that about? What difference does it make what plan you and your client decide on? This company has some of the most moronic "rules" I've ever seen.

Kinda like Shuria Law of the medsupp carriers.

Third...my contract states I must write 50 plan C before I can write a Plan F.

Not sure about their reasoning of this "rule".

I do know that for some odd reason their are alot of doctors in Arkansas that are not accepting Medicare assignment. Folks have to pay their way then get reimbursed by means of a check if they see one of those doctors. CRAZY!!

 

[Frank Stastny]

Third...my contract states I must write 50 plan C before I can write a Plan F.

Not sure about their reasoning of this "rule".

I do know that for some odd reason their are alot of doctors in Arkansas that are not accepting Medicare assignment. Folks have to pay their way then get reimbursed by means of a check if they see one of those doctors. CRAZY!!

I'm sure you probably already know this but for those who don't, just because the doctor insists on payment at the time of the visit, it does not mean that the doctor does not Accept Assignment. The doctor can accept assignment and require the patient pay before leaving the office.

I "caught" a doctor in Missouri doing this. He was requiring payment before the patient left the office, filing the claim with Medicare and since he Accepted Assignment payment from both Medicare and the insurance company went directly to him.

He was collecting from Medicare, the insurance company and his patient. He was not reimbursing his patient when he received payment from Medicare and the insurance company.

The only way to know for sure if the doctor is doing this is to ask your prospect or client if they get a check from Medicare and the insurance company. If they say "no" then the doctor Accepts Assignment and is collecting from everyone.

If I have a client who's doctor is collecting before they leave the office I tell them either refuse to pay or find another doctor.

 

[MediKareman]

I'm sure you probably already know this but for those who don't, just because the doctor insists on payment at the time of the visit, it does not mean that the doctor does not Accept Assignment. The doctor can accept assignment and require the patient pay before leaving the office.

I "caught" a doctor in Missouri doing this. He was requiring payment before the patient left the office, filing the claim with Medicare and since he Accepted Assignment payment from both Medicare and the insurance company went directly to him.

He was collecting from Medicare, the insurance company and his patient. He was not reimbursing his patient when he received payment from Medicare and the insurance company.

The only way to know for sure if the doctor is doing this is to ask your prospect or client if they get a check from Medicare and the insurance company. If they say "no" then the doctor Accepts Assignment and is collecting from everyone.

If I have a client who's doctor is collecting before they leave the office I tell them either refuse to pay or find another doctor.

If the govt wants to change Medicare then this is where it needs changing. In 2010, three doctors in Arkansas were convicted and sentenced to federal prison for Medicare fraud.

However, in the few cases I have ran across..the doctors are not accepting Medicare assignment. I found this out my actually calling the doctors office myself. My sister-n-law is a doctor in Little Rock and her medical group is considering not accepting assignment as well. Her explanation to me was Medicare keeps cutting the 'approved' amount and if it continues then they will have no other choice.

 

[MSIS]

Good to know.

 

[Briefcaseboy]

I contracted with Old Surety about 10 years ago and sold a few Med Supps for them. They wanted you to contract with another carrier and place anyone with an adverse health condition with them, and only sent apps to Old Surety on those who were healthy. Their commissions dwindle after a few years, they diminish each year ( or at least they used to ). When I would call to verify whether they had received an app, they would say, " Let me check the box." In my mind I pictured them looking into an old apple crate. Ha Ha However, they never did raise rates on the Med Supps I wrote, which was wonderful for the clients.

 

[G.Gordon]

Well their picky philosophy has not helped them in MO. They raised their price 12% on the modernized plans. No better than anyone else IMO. They want "Healthy" to keep rates affordable and retain clients...

How's that working for ya, OS?