Just checking in to see if anyone has enjoyed the redundant process of doing online life apps.
Isn't it wonderful to feel like you're doing a life app online with the client? You lose control of the exam schedule, the client has to receive, review and sign a paper application and return it to the carrier. You may not know exactly when they receive the app, it's status, or if they will bother to return it. In the meantime, they may go on vacation or a business trip or both.
I don't know what your experience is, but I just did one of these because it is required under $100K, and the whole thing took 3x as long. The application was finally placed but the entire process was just about stupid. If the client had not been fully committed to getting this policy, it wouldn't have happened.
There are only a couple of true online life apps that I'm aware of, but this sure wasn't one of them.
Isn't it wonderful to feel like you're doing a life app online with the client? You lose control of the exam schedule, the client has to receive, review and sign a paper application and return it to the carrier. You may not know exactly when they receive the app, it's status, or if they will bother to return it. In the meantime, they may go on vacation or a business trip or both.
I don't know what your experience is, but I just did one of these because it is required under $100K, and the whole thing took 3x as long. The application was finally placed but the entire process was just about stupid. If the client had not been fully committed to getting this policy, it wouldn't have happened.
There are only a couple of true online life apps that I'm aware of, but this sure wasn't one of them.