Good afternoon all! First time posting and I have troubling question. I have currently been a career (capitve agrnt) Humana. I've recently been offered a very lucrative position in another industry. I'm concerned if I left Humana I would lose commission on 15 MAPD that have yet to take effect (June-Aug effective). I'm more concerned with my residual commission, I'm afraid I'm going to lose out on that since I have over 1,000 active customers. I will keep my insurance license and hopefully my appointment as well. Pleas help
Other than violating both your Humana contract and CMS marketing regulations this thought of moving 1,000 members to a different plan, with no regard to the needs of the Medicare beneficiary, in 7 weeks during OEP while working full time at this new great job sounds like a truly viable plan.
It wouldn't be all 1,000, I looked at my market and I know about 300-400 could of had a better plan with a different carrier. However as captive I couldn't sell it :(... im thinking about reaching out to a former agent from last year to see how they handle it. My potential new employer has given me till Wednesday to make a decision, and gracious enough to let me continue this one the side as well.
And to the gentleman who talked $17 per customer here is the current commission structure.
Residual $5 a month per customer
Team leader Lead - $125 per application (was $180)
Referral $300
Market to market $180
Plan to plan $100
PDP $40
Plus salary, health insurance, 401k
Bulk of AEP is TM leads and could result in a $15,000 loss in commission with the new structure.
