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What does your attorney say?
Seriously a lot of the questions you've asked on here you've clearly done more research on than most folks, especially considering how nuanced your claim history was. The attorney is going to be able to work with much more information than anyone here.
"Worth" is a relative term.
don't answer a quesiton if you don't have a real answer
im on here for other opinions and to see what's common.
The "real answer" is that most likely nobody here is qualified to answer your question. You'd probably need a claims adjuster with experience handling NY claims. There aren't that many agents here, let alone ones that handle claims in NY.
If this is like any other claim situation, the carriers are ultimately going to have to make a decision, so to add to needing a NY claims adjuster, you'd need one with experience working with the carrier(s) involved in the claim and what their policies in a situation like this would be.