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I read the new underwriting guid and watched the 15 min video on the new product. They have 2 level preferred and standard. Here's the joke of it. Preferred is $25-$40k ages 50-75. How any apps in fe are $25k? Very few . That's basically worthless now. It looks like cold is standard . But they profiled the new E-App. It looks like added questions and sub questions . It looks like they're using some type of identity software that also lists potential beneficiarys in the household. I bet in 5 yrs with Ai they'll be able to pull insureds medical records and make underwriting decision in seconds
What are the new rates like ?
GI rates ?
COPD is Standard with a nebulizer ? Inhalers?
Where's the medication guide ?