- 1,876
Yes,page 19 in the agent guide. For preferred only.
Sophie Mae,a smoker,4'11" 345lbs. on 100 units of insulin could be approved Standard.
Sophie Mae,a smoker,4'11" 345lbs. on 100 units of insulin could be approved Standard.
RNA insulin and neuropathy will be graded now . As i said no company changes unless they need to
- Thread starter DonP
- Start date
- 5,350
She seems pretty standard health & mortality wise with only those 3 small conditions you mention.
Might want to suggest she try to grow a bit taller as she seems 3-4 feet too short for her hourglass figure
- 1,876
Lady sent a card in. F,69,NT. She had a brand new 10k RNA standard 10k . Taking glimepiride,gabapentin,also inhalers for chronic asthma (Albuterol) prescribed 1 inhaler per month. Initially I was suspect because the comprehensive question regarding COPD,lung disease was marked no.
I have not used RNA in over a year,not written the new product.
Prior to that was only using them for insulin,neuropathy,obese,home health…..etc.
Called UW to get a risk assessment and learned the case was UW correctly.
No nebulizer and neuropathy is ok as long as no insulin.
Ended up writing her another 5k RNA.
Their E-App is a bear. Lots of questions to trip you up. Way wat to long,ridiculous. Wore me out and you really need fiber optic to make it work. Tough to make it work with hot spot.
- Thread starter
- #34
Nobody mentioned it . But they just lowered their rates 8-10% last week effective . I haven't wrote an rna in a long time . How do their app change ? Why won't hot spot work ?
- 19,980
I don't think they lowered it that much. A friend said he wrote one at $70/mo. before the rate reduction. It would be $66/mo now.
- 1,876
You're gonna have to do one to find out……just way way too bulky for me.
IDK that little wheel just keeps spinning around and around and around in between questions.
Only used it once maybe it was signal strength?
I can do an am am,GTL In about 12-14 minutes with 1 bar on my phone.
IDK that little wheel just keeps spinning around and around and around in between questions.
Only used it once maybe it was signal strength?
I can do an am am,GTL In about 12-14 minutes with 1 bar on my phone.
- 19,980
I don't write them so I don't care. I did watch a friend do the RNA eApp a couple weeks ago. That was awful. Made him put in everything, banking, beneficiaries, etc. before a decision. Which was graded and the lady didn't accept. Took 2030 minutes to do.
- 1,876
Yeah, but who's taking those inhalers and diabetic neuropathy level for 69 year-old female non-tobacco 10k $58 a month?
Even if you could get Trans to take it which I doubt they would because you would have two yes answers that would kick it to graded, but maybe with an activity credit it would go standard. It would be $65 a month.
- 19,980
CICA
Possibly IM.
Not Trans
They have declined every Express I've written.
But if RNA is the only option I will refer it out. That's what happened to one I witnessed.
- 1,876
CICA is $75
Who's IM ?
I don't write the new trans product but there would be an outside chance for standard with immediate solution.
You would miss a sale with very nice commission because you let go of your RNA contract?
Didn't think you like giving up business for a lead you paid for ?
Wouldn't it be better if you told the lady you'd be back with a paper app for her to sign the next day while submitting an agent contract through FEX ?
Who's IM ?
I don't write the new trans product but there would be an outside chance for standard with immediate solution.
You would miss a sale with very nice commission because you let go of your RNA contract?
Didn't think you like giving up business for a lead you paid for ?
Wouldn't it be better if you told the lady you'd be back with a paper app for her to sign the next day while submitting an agent contract through FEX ?
