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I've had a few cases like this over the years, but I specifically wrote a medsupp for a guy on October 30th who is T65 in November and who also signed up for Medicare online that day. In my experience it can take anywhere from a couple weeks to a few months for people to get either their confirmation letter or card from Medicare after they enroll. And, this is obviously for people who are not drawing Social Security and enrolled in Medicare automatically. For one client that hadn't heard anything yet and was several weeks past her supposed Medicare effective date, I've called Medicare in the past and they said that whenever they finalize the application she would be backdated to her original effective date. So, if something happens to them after this date but before they're approved, they'll be covered.
Back to this 10/30 app. The guy wants to cancel his current health plan but doesn't feel comfortable just yet since he's gotten no update from Medicare. How have you guys handled these situations in the past? Have you heard the same thing from Medicare about backdating coverage?
Back to this 10/30 app. The guy wants to cancel his current health plan but doesn't feel comfortable just yet since he's gotten no update from Medicare. How have you guys handled these situations in the past? Have you heard the same thing from Medicare about backdating coverage?