Thanks, it looks interesting but isn't offered in my states (Florida, Georgia)-they may be rolling it out gradually.
How do the rates stack up against STM in Texas?
Its less, but not THAT much less. In fact, I couldn't figure out why you would do this over an STM.
It does have a $5K maternity (with a 12 month waiting period, so at that point, just buy a damn ACA plan)
$200 wellness per year is a joke. It includes everything under the $200.
6 prescriptions per year, per tier. That's a nightmare to explain.
$60 Office Visits. Well, OK, but most UHC contracted rate at a doc is between 75-100, anyway.
You get 1 ER visit or Urgent care each year. Uhh...ok???
1 Xray or labwork at $100
I'd rather have access to the Choice Plus PPO discounts on an STM, with a 10K OOP.
I want insurance that is going to cover a catastrophic event. This isn't it.