It is kind of like changing the oil in your car. If you can do it yourself you will be better off. But most of us dont want to do it, so we pay someone else to do it. You can cold call people and just say " Hi, I'm Mark Rosenthal with (insert an ins company name) and I'm calling to see if you have any questions about final Expense. If you call 100 people you will get 2 appts from doing this. Most of all the Telemarketing companies out there say about the same thing. The difference is how much you pay. No matter who calls them, they are the same people being called in your area.
I would try and do it myself and if it does not work, pay someone else to do it .
I would try and do it myself and if it does not work, pay someone else to do it .