Hello,
I found this forum as really beneficial and believe your opinions will help me to make right decision.
After being 3 y a captive I became independent. Now is going my 4th year as independent with my agency.
1. I worked and have book from small contractors GL and WC and some commercial auto. Small, means small - the smallest but making their living through their business. Also do surety bonds.
2. The new Health care reform helped me to develop each year from the start (2) good chunks of business based specifically on ethnic niche (was easy to target, was the first agent offering for the first year, no language barriers, same culture).
3. I hate personal auto insurance!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
4. the business now is 30% P&C and 60% Health
The above are products I have the most experience. I can learn and implement quickly a new product.
Which way to go or what should be the mix? The following are lines of business I can add, but not all of them. It will be too much for me.
I didn't expect the current mix. Obama did it to me
I found this forum as really beneficial and believe your opinions will help me to make right decision.
After being 3 y a captive I became independent. Now is going my 4th year as independent with my agency.
1. I worked and have book from small contractors GL and WC and some commercial auto. Small, means small - the smallest but making their living through their business. Also do surety bonds.
2. The new Health care reform helped me to develop each year from the start (2) good chunks of business based specifically on ethnic niche (was easy to target, was the first agent offering for the first year, no language barriers, same culture).
3. I hate personal auto insurance!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
4. the business now is 30% P&C and 60% Health
The above are products I have the most experience. I can learn and implement quickly a new product.
Which way to go or what should be the mix? The following are lines of business I can add, but not all of them. It will be too much for me.
- Group Health,
Medicare - Workers Comp and larger Contractors
- Excessive risk - properties, commercial property (investors are calling me)
- Whole LIfe, Life
I didn't expect the current mix. Obama did it to me
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