UHC PDP going non-commissionable 6/1/25

[GoPokes]

UHC hasn't made a huge effort to compete in the PDP business in recent years. I spoke with a regional rep before AEP, and she told me that. She said the PDP market has not been a big target for UHC.

In the states where I am often quoting, UHC doesn't even have a PDP under the LIS benchmark, which keeps them out of that market.

The preferred plan, with its enhanced benefit design, has been a contender for a lot of business I was/am writing. I probably sold about 100 of them during AEP.

What are the theories on why they removed commissions?

Im a bit surprised they cut the commissions entirely on the PDP. They could have followed the example of a few other carriers and just cut the commissions in half.

 

[annon123]

What exactly is the "PDP business" you are referring to? I assumed it was a loss leader to have people to market advantage plans to. If the carriers are reducing exposure to advantage plans, why would they pay you to sell a PDP plan?

Don't get me wrong, I'm not happy about the $20,000 hole in my income when PDP comp disappeared this year. I just can't expect to be paid to bring an insurance company business that loses them money.

I was just referring to the original poster's post about this.

 

[FMOadvisor]

Anyone else hearing the same rumors?
Renewals will still be paid

Yes, You are correct. UHC will make all PDP's non-commissionable beginning on 6/1/2025. They will notify all agents in the next few days. They will still pay renewals (unlike WellCare)

 

[Special Agent]

UHC hasn't made a huge effort to compete in the PDP business in recent years. I spoke with a regional rep before AEP, and she told me that. She said the PDP market has not been a big target for UHC.

In the states where I am often quoting, UHC doesn't even have a PDP under the LIS benchmark, which keeps them out of that market.

The preferred plan, with its enhanced benefit design, has been a contender for a lot of business I was/am writing. I probably sold about 100 of them during AEP.

What are the theories on why they removed commissions?

Im a bit surprised they cut the commissions entirely on the PDP. They could have followed the example of a few other carriers and just cut the commissions in half.

year supply of ozempic for 400.00 on preferred plan.they didn't think that one through.

 

[sman]

I heard Stand-Alone Part D plans (to go along with MedSupps). MAPD is likely to stay commissionable. I think we all expected Wellcare was only the first domino to fall. Silverscript was the second.

Actually SilverScript cut commissions well before Wellcare.

 

[Fisher]

It's worse than that - the rumor I heard is that we're going to have to start paying a Broker Fee to write UHC PDPs.

Sorry, that was meant to be a joke. Next time I'll try to remember to put the Jokey Face on it so it's more clear.

 

[DonP]

One by one commissions ceasing , commission suppressions occurring and agents say the same thing . We never used them . No big loss . Hunker down . Tough times coming . Massive terms , commission suppression and some no commissions coming

 

[Special Agent]

One by one commissions ceasing , commission suppressions occurring and agents say the same thing . We never used them . No big loss . Hunker down . Tough times coming . Massive terms , commission suppression and some no commissions coming

 

[sshafran]

year supply of ozempic for 400.00 on preferred plan.they didn't think that one through.

Exactly - they didn't math the math.

 

[DonP]

Exactly - they didn't math the math.

Humana did the same thing in the states i work .Copays on tier 3's . Cigna had no deductible on all their plans and copays .Aetna had all $590 deductibles and coins .