This morning, I was the victim of a hit-and-run incident on my way to work. I was in a line of traffic in the right-hand lane of a main road and a woman in the left-hand lane tried to get around a car that was stopped to make a left turn, but she clearly didn’t look and she drove right into the back driver’s side of my car. She left the scene of the accident, but I was able to get her license plate # (luckily it was an easy to remember vanity plate). I called the police, who inspected my car and told me the damage and paint from the other woman’s car was consistent with the story I told them of what happened, and they would get in touch with the driver of the other car to get her insurance information. They called the driver, she claimed it didn’t happen, they never inspected her car, and simply wrote in the report that I said one thing, and the driver said another. No investigation.
Now, I’m stuck paying 1) my deductible, 2) the diminished resale value of my car, that now has an accident report, and 3) higher insurance rates.
Apparently in the state of Connecticut accidents are “no fault” and this is just how it is. I don’t understand how a hit-and-run can be no one’s fault? And why is the victim of a hit-and-run paying out thousands of dollars while the other driver (who committed a crime!) gets to walk free with nothing but a few bumper scratches! No accident report on her car, no insurance rate jump, nothing. This system makes no sense to me.
Now, I’m stuck paying 1) my deductible, 2) the diminished resale value of my car, that now has an accident report, and 3) higher insurance rates.
Apparently in the state of Connecticut accidents are “no fault” and this is just how it is. I don’t understand how a hit-and-run can be no one’s fault? And why is the victim of a hit-and-run paying out thousands of dollars while the other driver (who committed a crime!) gets to walk free with nothing but a few bumper scratches! No accident report on her car, no insurance rate jump, nothing. This system makes no sense to me.