csinsurance
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A client is interested in having an IUL with following features: (focus on max. cash value and living benefits)
1. Able to accumulate cash as much as possible
2. Have living benefit without cost include TLC rider with no cost
3. Good cap and floor
4. “0” charge if borrow the money from the cash value account
5. Cost of insurance is transparent. No hidden fee and any unpredicted cost in the future
6. Better % of accelerated death benefit
7. Offer lifetime income rider
Does any IUL have some or all the feature of the above? Any recommendations?
1. Able to accumulate cash as much as possible
2. Have living benefit without cost include TLC rider with no cost
3. Good cap and floor
4. “0” charge if borrow the money from the cash value account
5. Cost of insurance is transparent. No hidden fee and any unpredicted cost in the future
6. Better % of accelerated death benefit
7. Offer lifetime income rider
Does any IUL have some or all the feature of the above? Any recommendations?
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