What Final Expense Co Pays 30% Year 1 70 % in 2

[dmgoselin]

Hi everyone,
Need help for a client that discovered the he has cancer. What Final Expense Co pays 30% year 1 and 70 % in 2 as a grad?
I think it is Foresters. I was going to write with Gerber but another agent that my prospect does not know and probably found on the web... offered a Final Expense policy that pays 30% year 1 and 70 % in year 2 for about $101 a month for 15K
He is 65 and lives in Mass. I need to contract with Foresters to get the sale.
I like the policy and so does the client.

Gerber was going to make them wait 2 years for full death benefit and year 1 and 2 only interest plus premium back.
Appreciate the help.

Diane

 

[goillini52]

Hi everyone,
Need help for a client that discovered the he has cancer. What Final Expense Co pays 30% year 1 and 70 % in 2 as a grad?
I think it is Foresters. I was going to write with Gerber but another agent that my prospect does not know and probably found on the web... offered a Final Expense policy that pays 30% year 1 and 70 % in year 2 for about $101 a month for 15K
He is 65 and lives in Mass. I need to contract with Foresters to get the sale.
I like the policy and so does the client.

Gerber was going to make them wait 2 years for full death benefit and year 1 and 2 only interest plus premium back.
Appreciate the help.

Diane

Sentinel Security does, but not sure if they're in Mass.

 

[indiana260]

Hi everyone,
Need help for a client that discovered the he has cancer. What Final Expense Co pays 30% year 1 and 70 % in 2 as a grad?
I think it is Foresters. I was going to write with Gerber but another agent that my prospect does not know and probably found on the web... offered a Final Expense policy that pays 30% year 1 and 70 % in year 2 for about $101 a month for 15K
He is 65 and lives in Mass. I need to contract with Foresters to get the sale.
I like the policy and so does the client.

Gerber was going to make them wait 2 years for full death benefit and year 1 and 2 only interest plus premium back.
Appreciate the help.

Diane

What is the health issue that makes this a graded case?
5Star. 30/70
Aetna is 40/75
RNA. 30/70

 

[Gooner]

What is the health issue that makes this a graded case? 5Star. 30/70 Aetna is 40/75 RNA. 30/70

Referencing his first sentence...I believe the PI has cancer.

 

[indiana260]

Referencing his first sentence...I believe the PI has cancer.

Oops. Missed that.

To my knowledge there is not a carrier that will give him 30/70 if he has been treated in the past 12 months.

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Oops. Missed that.

To my knowledge there is not a carrier that will give him 30/70 if he has been treated in the past 12 months.

It seems like gpm did at one time but not sure. I never did use it to know

 

[goillini52]

Oops. Missed that.

To my knowledge there is not a carrier that will give him 30/70 if he has been treated in the past 12 months.

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It seems like gpm did at one time but not sure. I never did use it to know

I missed too..........................

 

[bboman23]

Hi everyone,
Need help for a client that discovered the he has cancer. What Final Expense Co pays 30% year 1 and 70 % in 2 as a grad?
I think it is Foresters. I was going to write with Gerber but another agent that my prospect does not know and probably found on the web... offered a Final Expense policy that pays 30% year 1 and 70 % in year 2 for about $101 a month for 15K
He is 65 and lives in Mass. I need to contract with Foresters to get the sale.
I like the policy and so does the client.

Gerber was going to make them wait 2 years for full death benefit and year 1 and 2 only interest plus premium back.
Appreciate the help.

Diane

Thinking that agent lied to the client.

 

[TwiLight]

Thinking that agent lied to the client.

Don't you read the forum..... Every agent that posts seems to be wearing HALO's......

An agent that Lied..... Never gonna happen....

 

[JoshC]

For a minute I thought this thread was Obi offering LH contracts at 30 FYC and 70 renewals.

 

[John Galt]

For a minute I thought this thread was Obi offering LH contracts at 30 FYC and 70 renewals.

We have got to get together and hang out next time I am in SC, you sir are a poet