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It's been awhile since I've been on the forum!
So what I know about P&C would scare you as a Life/Health guy. I was hoping to get some advice.
I got my car washed yesterday and noticed minor hail damage on my roof. I have no idea when it happened. I live in Colorado so we have hail quite often in the summer.
The car is leased and I do not plan to keep it. It's a Mazda3 and I leased it as a temporary solution.
I have a $500 deductible. I am concerned about calling in the claim now as I have no idea when it happened. Might be a good excuse for them to deny the claim. I'm also concerned about the car being tagged as one with hail damage when I trade it in. I may loose a lot of value although I am not sure.
My initial thought was to get an estimate from a PDR shop as it may be less than $500 to repair or wait until the next big hail storm rolls in and then call my insurance company.
Thoughts?
So what I know about P&C would scare you as a Life/Health guy. I was hoping to get some advice.
I got my car washed yesterday and noticed minor hail damage on my roof. I have no idea when it happened. I live in Colorado so we have hail quite often in the summer.
The car is leased and I do not plan to keep it. It's a Mazda3 and I leased it as a temporary solution.
I have a $500 deductible. I am concerned about calling in the claim now as I have no idea when it happened. Might be a good excuse for them to deny the claim. I'm also concerned about the car being tagged as one with hail damage when I trade it in. I may loose a lot of value although I am not sure.
My initial thought was to get an estimate from a PDR shop as it may be less than $500 to repair or wait until the next big hail storm rolls in and then call my insurance company.
Thoughts?