WL immediate cash value for real estate purchase?

[Zach]

Hey guys! I'd like to aquire some companies to where a client wants to buy a house but puts his or her money into a WL policy to draw from while it continues to grow interest. What are the best companies for immediate cash value for this type of investment? Thanks guys!

 

[DHK]

The higher the immediate cash values... the lower the long-term dividend performance.

Why? Because Paid Up Addition riders are not entitled to the same dividend scale as the base policy.

That being said... pick one: MassMutual, Penn Mutual, One America, Lafayette Life... they can all be structured in such a way.

 

[DHK]

This segment would also be excellent to review: