Ok this subject as gone back and forth wether they accept copd level preferred or not. Most say they do under certain circumstances . I have a woman who uses no inhalers but said 10 yrs ago they told her she might have copd. She smokes but no inhalers . Problem is she told an agent a few months ago she had copd. So he wrote it smoker copd so its in the mib. First under what circumstances will American Memorial take Copd? And if they take will they take copd Smokers? Does Americo take Copd smokers ?