Claims adjuster writes check for water damage no problem, check is maybe half of what all the contractors quoted them. They end up going with a unlicensed guy.
He screws up the plumbing and they have to bust out a wall and part of the downstairs ceiling to get to all the plumbing. Adjuster makes a surprise visit wants to know what is going on, they make it clear they are not opening up another claim but the adjuster opens one up.
Now they have received piles of paperwork that must be notarized asking for things like"what is the value of your bathroom before damages" Can the average homeowner look at a bathroom and know its value? They are afraid to put it to low or then put it to high and be accused of fraud.
Then they sent the adjuster back with a tape player to take recorded statements from the homeowner, then sending a transcript of the interrogation to be notarized. They also demanded that the contractor give them receipts for materials, even though he is unlicensed he buys wholesale in bulk and had most of the materials already. He stated that his cost is not the cost he charges the homeowner. Now the carrier is calling the homeowner because they unlicensed contractor has a disconnected phone and moved.
First claim was $4,500 the second 1,100. I have never heard of this and my client is getting afraid of being accused of something, I tried asking and was told its standard procedure to take some one through all this over a small claim? Is this standard procudure.....
He screws up the plumbing and they have to bust out a wall and part of the downstairs ceiling to get to all the plumbing. Adjuster makes a surprise visit wants to know what is going on, they make it clear they are not opening up another claim but the adjuster opens one up.
Now they have received piles of paperwork that must be notarized asking for things like"what is the value of your bathroom before damages" Can the average homeowner look at a bathroom and know its value? They are afraid to put it to low or then put it to high and be accused of fraud.
Then they sent the adjuster back with a tape player to take recorded statements from the homeowner, then sending a transcript of the interrogation to be notarized. They also demanded that the contractor give them receipts for materials, even though he is unlicensed he buys wholesale in bulk and had most of the materials already. He stated that his cost is not the cost he charges the homeowner. Now the carrier is calling the homeowner because they unlicensed contractor has a disconnected phone and moved.
First claim was $4,500 the second 1,100. I have never heard of this and my client is getting afraid of being accused of something, I tried asking and was told its standard procedure to take some one through all this over a small claim? Is this standard procudure.....