Case Advice


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I have a potential client that is paying around $1700/mo with a local HMO... vitually no ded and very low copays, but I can help them out alot.

36, 36 Non-Tobacco
2 kids
Height/Weight good
Wife takes Lexapro
One child is currently in a cast with a broken arm

Was wondering if anyone had any experience with Lexapro and underwriting and also how the current cast situation would work... the only pending with him is getting the cast removed, but didnt know if I needed to wait til it was removed.. Of course, they want off this plan now.

Was thinking HSA, but could do a copay plan if they absolutely insist and still be ok on premium...

This could be a great deal as the guys that work for him are also on a plan with this HMO paying about the same as him...