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I met with a prospect today, who told me that his med sup premium is guaranteed for life to remain level. Has anyone heard of any company doing this?! He's got colonial penn
I used to work for Bankers Life/Colonial Penn. And also have come across this since I left in the field many times. One of two things are happening:
1) The agent is straight up lying.
2) Either the agent is not explaining 'Issue Age' correctly, or the customer does not understand it correctly.
CPL raise do go up. Not every year, but when they do, its always a BIG jump.
What do you mean she's 2 weeks premature? She can sign up for a supplement up to 6 months prior and to part b effective date, right?