Final Expense IMO's for a Beginner

Right, so would you be including those that aren't committed/interested in it into the fail category?

Hmm... if you "put your had to the plow and look back" I guess the question would be...

Why did you become a farmer to start with?

I guess if you start something uncommitted and uninterested and fail, you still fail.
 
OK then.. LOL. I guess you had a bad experience with LH. They only real negative thing i heard about them was that for Final Expense they have a more expensive product, and that Final Expense is usually people looking for the cheepest product, but if you follow there training and work hard you can do very well, and that is with any high ticket item you sell.

Remember my caution... don't be the salesman who is the easy sale. :policeman:

You need to do some research on these guys before a vector keeps you from moving forward.
 
Remember my caution... don't be the salesman who is the easy sale. :policeman:

You need to do some research on these guys before a vector keeps you from moving forward.

yes I know what you mean my old bass was a salesman who was very easy to sell on thing.

Thats the second time I have heard the word "Vector," almost like it common in this biz.
 
LH is a terrible place to start. They have brand new agents, training brand new agents, on how to fail out of the business quickly. Moreover, they will vector you for your lead debt. Many carriers wont care, but its still a hassle.

Start with a local agency that is independent and offers free leads. Interview some of their producers first. When you are ready to go independent, you'll know.

In regards to fail rate. Its almost always the fact that most sales people are not disciplined. They work when they want to work, not because they should be working. Many agents wait until they are broke to get motivated, its already too late.

To make it, you need to manage yourself as an employee, at minimum. Dont be late, do what you are supposed to do, dont screw off, put in full time hours, stop complaining, and get the job done.

If people at McDonalds are forced to do this (or fail/get fired), you'd think that a licensed insurance agent would at least hold themselves to that level. If they did, they'd easily make six figures a year, captive or indy.

There is a smaller percentage of failed agents that simply cant sell, dont have the right amount of capital, or cant manage their money. Most fail because they dont work.

They are great waiters, however.
 
yes I know what you mean my old bass was a salesman who was very easy to sell on thing.

Thats the second time I have heard the word "Vector," almost like it common in this biz.

I would suggest you read some threads posted on here about LH. Just some advice, but if your a sharp guy like I think you are, the last thing you want to do is jam yourself up. Many FE companies to choose from so no sweat,
 
LH is a terrible place to start. They have brand new agents, training brand new agents, on how to fail out of the business quickly. Moreover, they will vector you for your lead debt. Many carriers wont care, but its still a hassle.
.

How do you have lead debt if you are buying the lead?

Yes I know what you mean by that some agents fail because the slack off, that is why most Real Estate Agents fail too. They like they Idea of negotiating contracts from a beach, but don't realize they actually have to make the call and from from the beach.

...And I am a great bartender by they way.
 
Hmm... if you "put your had to the plow and look back" I guess the question would be...

Why did you become a farmer to start with?

I guess if you start something uncommitted and uninterested and fail, you still fail.

Right, but where's the fail/success line? Gooner wrote several hundred thousand a year and left. Financial service companies for example have two separate figures, one that left for not reaching quota, and the rest that left. Seems sketchy to combine the two. Probably good though for selling training services.
 
While there is some truth in what you've been told, it's also a matter of who you go with for contracts. There are many IMO's out there that you should avoid like the plague, but there are some good ones too. Just interview some and drop the names to us and we'll give you our opinions if we can. Coming here and asking is a good thing!

Hahaha, wouldn't that be like Mueller investigating Trump? :twitchy:
 
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