lol lol lol . You work leads with dirt ass poor people in the ghettos ,shacks and chanties just like the rest of the. Most could give 2 shits about you . They'll fill the lead card about 8 times and i'll knock their door and get in . You act like they bow to you and won't talk to other agents . Thats narcissism ,I bet you 1000-1 you haven't talked to 90% of your book in 1-2 yrs . If you write as many as you say you do its humanely impossible to talk to even 10-20% a yrAnd they would call me as soon as you go out the door.
You have no idea of what you would deal with.
But I wouldn't have to save anything.
You would never get an application in any customer home of mine.
Not by legal means anyway.
And if you did it illegally then the chargeback is the least of your worries.