Is Final Expense a Ripoff?

Even when people with low incomes try to save money for burial, I just remind them that "life" happens...like the car breaks down or something at the house needs fixed, and they always have to dig into that savings account that was supposed to be for the burial. People will nod their heads and agree with me. It's just the reality. So the FE policies really do provide value for people.
 
I'm in my 18th year of a 20-year term policy. I'm going to be screaming rip off in two more years.
 
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