- 6,995
See above..
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With how great the economy is going I would say yes. Annuities & IUL. But I wouldn't try to sell them to low income seniors...
Why not?With how great the economy is going I would say yes. Annuities & IUL. But I wouldn't try to sell them to low income seniors...
That is true that it's easier to get roll overs during down markets but the negitive to it is they've already lost a lot of their money during those times too. I guess there's positives & negatives to everything.FIA's are easier to sell in a down or volatile market than an up, even with improved caps and spreads. It's mostly guarantees that separate it from other investment vehicles.
The spike in rates should be good for straight fixed though, depending on it's separation from it's main competitor, cds, though.
FE prospects typically have less income. I would imagine an agents time would be better spent selling annuities to higher net worth individuals.Why not?
I suppose a good salesman can sell anything at anytime!When isn't it?
All eggs don't belong in one basket... and that would include oh let's see... moneys prior to '07 or '08... or 2018...
I know, I was messin' with you.FE prospects typically have less income. I would imagine an agents time would be better spent selling annuities to higher net worth individuals.