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Just Kidding! First I want to Thank everyone here, there are a lot of helpful people on this site that can teach us new guys a few things here and there. Just becareful because there are some people that are going to make establishing an insurance agency like its mission impossible.
I got my 220 license in December, my E & O Insurance on Jan 16, and with no experience I was on my way to starting an insurance agency.
With only 4 months under my belt, I represent 10 Companies, and I have over $300,000 of book of business.
I believe the hardest part so far was to get the appointments going, but call call call call email call call call email call text fax email and call them again and they will listen to you and most insurance companies are actually quite generous in appointing new agents. Never once was my lack of experience a factor in an appointment except for Auto-Owners (dangit!) but i will get them one day!
Once you have your appointments know what you can sell and that is very simple and not rocket science. once you know what you can sell, grab your pair of balls and start talking to businesses/people.
I went door to door and I will be honest, I farted the first time i was walking up to a door. I was so nervous, but act human, laugh, make them the priority and not your product and you will have success.
I am stationed in Florida and although I do not know much and Im sure most guys on here have forgotten more things than I have learned, I am willing to help and give advice. I do not want anyone going through the headaches I did when I would write a post on here.
I will tell you what, I graduated in May with a Bachelors Degree from University of South Florida and after 4 years of hard schooling I was told from employers that I was "too qualified"
I jumped into the insurance class and in only 3 months I had my license and my own company.
Insurance is a very lucrative business and the worst part is gathering all the information from the client and getting the policy written( don't worry most carriers have online software do all that for you!! just fill in the blanks in their software and answer the yes/no questions!!) Once you wrote the policy that's it, your job is done basically, God forbid a claim happens than you have responsibilities but for the most part, just wait a month and start collecting regular commission checks off that policy!
I will tell you this though. Learn how to fill out accords and how to talk to your underwriters! send them gifts, call them for their birthdays and always say thank you! they hold your life by the gonads!!!!
They have the ability to say NO to any policy so make them happy keep them laughing and always have manners!
Dont lie about the policy, be honest, and with those honest facts convince your underwriter for that particular company why they should write them!
Good Luck everyone and if you ever need help AverageJoe is your man!!
I got my 220 license in December, my E & O Insurance on Jan 16, and with no experience I was on my way to starting an insurance agency.
With only 4 months under my belt, I represent 10 Companies, and I have over $300,000 of book of business.
I believe the hardest part so far was to get the appointments going, but call call call call email call call call email call text fax email and call them again and they will listen to you and most insurance companies are actually quite generous in appointing new agents. Never once was my lack of experience a factor in an appointment except for Auto-Owners (dangit!) but i will get them one day!
Once you have your appointments know what you can sell and that is very simple and not rocket science. once you know what you can sell, grab your pair of balls and start talking to businesses/people.
I went door to door and I will be honest, I farted the first time i was walking up to a door. I was so nervous, but act human, laugh, make them the priority and not your product and you will have success.
I am stationed in Florida and although I do not know much and Im sure most guys on here have forgotten more things than I have learned, I am willing to help and give advice. I do not want anyone going through the headaches I did when I would write a post on here.
I will tell you what, I graduated in May with a Bachelors Degree from University of South Florida and after 4 years of hard schooling I was told from employers that I was "too qualified"
I jumped into the insurance class and in only 3 months I had my license and my own company.
Insurance is a very lucrative business and the worst part is gathering all the information from the client and getting the policy written( don't worry most carriers have online software do all that for you!! just fill in the blanks in their software and answer the yes/no questions!!) Once you wrote the policy that's it, your job is done basically, God forbid a claim happens than you have responsibilities but for the most part, just wait a month and start collecting regular commission checks off that policy!
I will tell you this though. Learn how to fill out accords and how to talk to your underwriters! send them gifts, call them for their birthdays and always say thank you! they hold your life by the gonads!!!!
They have the ability to say NO to any policy so make them happy keep them laughing and always have manners!
Dont lie about the policy, be honest, and with those honest facts convince your underwriter for that particular company why they should write them!
Good Luck everyone and if you ever need help AverageJoe is your man!!
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