Veterans using the VA. Pros and Cons of a Medsup v MA

[vic120]

I know someone with Champva and is interested in dental and vision since Champva doesn't cover that.
There is an MA only plan that helps pay their part b premiums. Its good for vets but how would that coordinate with Champva?

I've always been told no good with Champ VA But good with reg VA

 

[usakr]

Are bills for medical services sent to Medicare or
CHAMPVA first?
Medicare is the first payer. If you have a Medicare HMO
plan or a Medicare supplemental insurance, those plans
must also be billed before CHAMPVA.
This is from the VA website.

 

[Northeast Agent]

usakr:

I know someone with Champva and is interested in dental and vision since Champva doesn't cover that.
There is an MA only plan that helps pay their part b premiums. Its good for vets but how would that coordinate with Champva?

I'm no specialist on VA coverage. But I'd think an MA-only plan (NOT MA-PD) might be OK for the goodies. I have no idea how good the CHAMPAVA drug coverage is, either. You know someone is always complaining.

 

[axeman462]

usakr:

I know someone with Champva and is interested in dental and vision since Champva doesn't cover that.
There is an MA only plan that helps pay their part b premiums. Its good for vets but how would that coordinate with Champva?

I'm no specialist on VA coverage. But I'd think an MA-only plan (NOT MA-PD) might be OK for the goodies. I have no idea how good the CHAMPAVA drug coverage is, either. You know someone is always complaining.

dont touch ChampVA.

 

[somarco]

They wanted a "backup", but they ended up with a whole new way. Once they went Medicare + Supp there is absolutely nothing tying them to the VA anymore.

Perhaps there is a work around?

All I know is, I have clients that still go to the VA for physicals, Rx and SOME treatment. Anything urgent and they go somewhere else and use Medicare.

 

[somarco]

I finally agreed with Somarco on something!

Glad to oblige.

 

[somarco]

Once they went Medicare + Supp there is absolutely nothing tying them to the VA anymore.

Why is that any different from enrolling in an MA or MAPD plan?

Medicare and MA are primary insurers.

If you chose not to enroll in Medicare and to keep your VA coverage, you will not have health insurance for facilities outside the VA health system.
Making Part B enrollment decisions with VA benefits - Medicare Interactive

If you have other forms of health care coverage (like a private insurance plan, Medicare, Medicaid, or TRICARE), you can use VA health care benefits along with these plans.
VA health care and other insurance | Veterans Affairs

Admittedly, VA benefits is not my strong suit. Rarely run in to it.

But FWIW I am working on my dance steps. Not yet John Travolta.



More like Robert Hays

 

[Northeast Agent]

somarco said:

But FWIW I am working on my dance steps. Not yet John Travolta.

Is this how you plan on meeting a woman with the jealous husband, by learning how to dance?

They say women like to dance, but I'm totally uncoordinated (or try to lead). So I don't even bother.

 

[goillini52]

They say women like to dance, but I'm totally uncoordinated (or try to lead). So I don't even bother.

 

[Northeast Agent]

I'm not THAT bad! No flailing all around.