Anybody Worked With Securus Final Expense Recently?

[Thedude]

And what would he have to do to get above what he has posted? Or are you saying there are outfits that can just hand out whatever they like to whom they like? For instance, can you get a new agent with no production history more than 117.5% with Baltimore?

Yes there are. It's just knowing people though, not all production.

 

[NSRH]

And what would he have to do to get above what he has posted? Or are you saying there are outfits that can just hand out whatever they like to whom they like? For instance, can you get a new agent with no production history more than 117.5% with Baltimore?

I'll just put it this way. Top level IMOs, placing multiple tens of millions in production with a single company, don't get bossed around by carriers.

I don't have that much experience with Baltimore, but I do know they limit production from their direct contracts. So they might be the expection.

However your bigger carriers, like Foresters and Trans, don't care what you pay agents.

 

[Todd King]

Todd, I really don't want to start this debate because you have a lot of passion when it comes to this topic and I or anyone won't convince you differently on this forum - but why don't you call some of the large producing IMO's and tell them you have street and if they can beat it. If they say no, sell them on why they would want to work with you and if you are persuasive enough you'll get 5 free points. The other thing you can do is piggy back on a friend that writes a lot of business. They will give you a higher contract bc they think you'll write the same as the other person.

Maybe it's not right that some do that, but it really does happen - you just have to work for it a little. And by work I mean bull crap your way.

Yes there are. It's just knowing people though, not all production.

I'll just put it this way. Top level IMOs, placing multiple tens of millions in production with a single company, don't get bossed around by carriers.

I don't have that much experience with Baltimore, but I do know they limit production from their direct contracts. So they might be the expection.

However your bigger carriers, like Foresters and Trans, don't care what you pay agents.

Rirwin: Yes, I know there are those that cheat and manipulate the system. I also know that there are those that have been caught doing that. You won't do it with just any company or IMO though. You have to find one that is willing to cheat and lie.

TheDude: Why don't you just lay out a couple of names here then...you know...if it's that easy. Since you claim to be an IMO yourself, why don't I send you a brand new agent and let you show me how you can get them above street contracts with all these companies? You have my number, so give me a call and reveal yourself and show me what a big player you are. Now go ahead and give me that big ol' excuse as to why you just can't do this.

Ramiz: Sure, there are "some" companies that don't much care, but it certainly isn't close to most of them.