Final Expense

[senior-advisor-indiana]

Columbia Management is owned by Shep Cutler, one of the "orginal" final expense salespersons. He's known througout the industry and even had a front page with a story in Senior Market Advisor Magazine.

I wouldn't hold my breath for a lot of support though. None of their carriers are a big deal.

However, Shep is a great guy. I've spoken with him many times.

Rick

I have monumental life through them and a MA and med supp carrier. THey are also know as Senior Marketing Specialists and yes the owner is Dan.

 

[senior-advisor-indiana]

Rick must be using the new vending machines in CA.

 

[TimLett]

I have a pretty good contract with Baltimore Life that is good for final expense.

 

[HomeService]

Transamerica, anyone?

 

[GreenSky]

Transamerica, anyone?

Sure, if you want your clients to pay 25-50% more than other carriers.

But they do pay a high commission.

Rick

 

[HomeService]

greensky, sounds like a similar deal to lincoln heritage? high premiums, charge you for mailer leads, just go out there and sell it even if it is high$$ ???

 

[senior-advisor-indiana]

Does anyone sell LH?

 

[HomeService]

The manager here who tried to recruit me to sell LH was saying he had agents that purchased many leads from him and sold a lot, but who knows, I never met the agents to verify, maybe they are doing well. the leads were high$$$ and the premiums seemed high, to me. I never bought the leads and never sold a policy.

 

[gradyinsurance]

I've got Columbian Life for Final Expense, but Pioneer American, Settlers Life, Citizens Security, and Illinois Mutual all offer decent Final Expense products, with pretty good commissions.

Dave

 

[midwestbroker]

I use Assurity. There is a local IMO here that offers them.

Their pricing is decent and I have great local support. I had Americo for GI but never sold any (priced too high, but it was GI).