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Is Forethought not competitive when it comes to smokers? Somehow I do not run into that many smokers during my in house visits. Newby, Give us a quote on a 57 male smoker, $7500.00 of coverage.
Newby, you beat me by .9 cents by top carier is 41.09 monthly. My main is RNA.
Forethought is about average for smokers. 57 male smoker on lifetime pay is $41 monthly. 57-year olds usually buy a minimum of $15,000 though.
Looks like Citizens beats that by at least $5 per month. Around $10 per month for preferred. Add a couple dollars more per month for the extra accidental death benefit.
So citizens are the best smoker rates? What's the commission.
I recently joined Columbia Management. The only support I received was the names of a direct mail firm and a telemarketing firm. They put me with Assurity Life which I feel is lousy for service.Columbia Management is owned by Shep Cutler, one of the "orginal" final expense salespersons. He's known througout the industry and even had a front page with a story in Senior Market Advisor Magazine.
I wouldn't hold my breath for a lot of support though. None of their carriers are a big deal.
However, Shep is a great guy. I've spoken with him many times.
Rick
As I posted previously, you're not going to get a lot if support. Is Assurity the only FE company you have? It's neither the only one nor necessarily the best carrier.I recently joined Columbia Management. The only support I received was the names of a direct mail firm and a telemarketing firm. They put me with Assurity Life which I feel is lousy for service.