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Like Newbie2021 above, (no relation as far as I know) I have always seen the big agencies as having no advantage once you are face to face with a prospect. Usually they are at a disadvantage.
Most (not all) large agencies give horrible service. The person the pubic actually meets and works with a a low level downline agent or even worse, an employee. Many times it shows they are not sales driven or entrepreneurial. They are more of a clerk. Otherwise they would be independent.
When you are a solo independent you are lean and mean and no one can compete with that. Just make sure you have a way to get in front of the right people and YOU are the one they need to worry about. Not the other way around.
Most (not all) large agencies give horrible service. The person the pubic actually meets and works with a a low level downline agent or even worse, an employee. Many times it shows they are not sales driven or entrepreneurial. They are more of a clerk. Otherwise they would be independent.
When you are a solo independent you are lean and mean and no one can compete with that. Just make sure you have a way to get in front of the right people and YOU are the one they need to worry about. Not the other way around.