Dumbledood
Expert
- 70
So, I'm gonna refrain from using names, as my objective here isn't to publicly scrutinize or humiliate individuals, but more so to hope people new to the business cross paths with this thread and make a more educated decision based off of it. I joined on with NASB not quite a year back, completely new to insurance. I knew nothing about it, or the industry. I met a recruiter who quite frankly made me feel like I was lucky to have such a great opportunity. I was told based off of my positive qualities, I was (possibly) to be coveted for "management" (lol). I was shown no commission schedule, nor told my commission, but through common sense I figured it out quickly after being told the math required to see my commission of sales made. I was told management gets a higher commission (110% or so) to cover management financial risks like chargebacks and stuff, and basically if I worked hard (I quickly inferred that these numbers weren't obtainable on my own pen, so building a team was paramount for hitting these promotions) hopefully I could reach that commission level too. Half the people there are absolutely grinding to hit those "promotions", not knowing (what I also didn't know at the time) that 70% is absurdly low to begin with, and that building a team is required to hit commission levels you should have started out with in the first place. I'm currently in the contracting phase with another IMO (FEX, yea baby
) and am looking forward to not getting just 70% of every freaking policy I write. At NASB, there really is a eerie cult like resemblance, a profound, false sense of family and comradery. They do everything to keep you engaged, and oblivious to other possibilities. Partners and upline in your back pocket, how convenient. Anything I think (and I could be wrong) to keep your tunnel vision focused on them. Also, of course, a release isn't possible. I've already talked to the individual who handles the contracting and onboarding activities, and was told I'd have to wait 6 months. I do have I think two chargebacks, so I get it. BUT, the dishonesty, the disingenuousness, quite frankly I don't care if my upline has to cover that. Once again, not to scrutinize individuals, I just care about people being successful, especially new guys like me who took a chance to jump into this industry because they had a vision, only to jump into a MLM structure like NASB. That's all.
