Are there any life carriers that would issue an 18 yrs old male with sickle cell anemia. So far I've checked with some companies I've been told that it's a declined case.
If he was 20 he could qualify for Fidelity's graded benefit policies up to $250k....other than that, there isn't much out there other than graded final expense plans for low benefit amounts.
Life expectancy for someone with sickle cell is around 45 years old.