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Big reason is because everyone is used to having a high deductible on their Obamacare/group health and also a premium in some cases so when they are shown a $0.00 premium MAPD that includes their medical, PDP, dental, vision, gym, OTC it’s a no brainer. And max out of pocket is $3500 vs. current $8700. Or they can pay an extra $110/month so now they have a deductible along with a crappy PDP with no extra benefits.
Well I didn't say it was just this year, the MAPD market has been growing steadily since 2008. Still agents out there saying it's a thing of the past. I think it might be here to stay so may want to offer clients all their options and let them decide. And the deductibles and max oop does grow each year on Obamacare so hasn't been the same since it came out.
Weak agents will always look for some excuse to blame others for their inability to do what is best for their clients
You being a 100% medigap surely your new business is not as robust as 2-3 yrs ago. Even wealthier people looking at mapd now . The mkt has shifted massively the last 3 yrs. The pool of new medigap clients is getting smaller.
You being a 100% medigap surely your new business is not as robust as 2-3 yrs ago. Even wealthier people looking at mapd now . The mkt has shifted massively the last 3 yrs. The pool of new medigap clients is getting smaller.
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