JDG13
New Member
- 3
Client is a 63 y/o non-smoking Female. She answered no for all the health related questions such as "Do you have AIDS or HIV?" or "Do you have cancer?" etc... Application was submitted on 03/18 and the policy was only for $20k with payments scheduled for the 28th of every month. After signing everything it says below the policy number and thank you message "Unfortunately, we are unable to offer Living promise coverage. Your client will receive additional information by mail." I'm new to the game so I could just be missing something but I'm genuinely confused as to why my client would be denied coverage for such a simple policy.