Type2 @ diabetic with afib pacemaker

Isn't AFib a heart rhythm disorder? Asking because a client of mine with AFib, on warfarin inquired about lowering Plan F deductible. I am reading the Everest undewriting guide saying any heart rhythm disorder is a decline.
 
Isn't AFib a heart rhythm disorder? Asking because a client of mine with AFib, on warfarin inquired about lowering Plan F deductible. I am reading the Everest undewriting guide saying any heart rhythm disorder is a decline.
If they haven't had an episode or increased their meds/dosages in 2 years, they look at it as maintnence drugs. No blood thinners for stroke, stent, etc. and no more than 2 HBP meds.
 
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