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Yes.Is American national the same as American National (ANICO) in Galveston, TX?
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Yes.Is American national the same as American National (ANICO) in Galveston, TX?
I really don't know. I've read on here that they do telesales.is it a seperate contract from their term/IUL/annuity products, I ask bc I am already contracted and had no idea they had a FE product that you can do a phone app with and instant decision
is it a seperate contract from their term/IUL/annuity products, I ask bc I am already contracted and had no idea they had a FE product that you can do a phone app with and instant decision
Correct on both. You do have to contract seperately and SLAICO doesn't give a decision before you go.Slaico (slaico.com) is their FE company that also offers phone sales but it goes through underwriting. I don't think they have an instant decision app.
I think you have to do separate contracting for them as well. I wouldn't consider American National a true FE carrier but I would Slaico.
Sentinel has 2 different POS PHI's one has no decision, the other one does. The one with the decision is done in house, not by Apptical. Script check, payment info and policy # given at the end of the PHI.
Cigna doesn't give a decision.
You can add:
American Continental(Aetna)
Oxford Life
Settlers Life
ok, the list is growing....this is for pure telephone FE companies that can do a phone app, with you and the client not sitting face to face....with a decision at the end of the call:
Royal Neighbors
Liberty Bankers
Equitable
Forresters
American Continental (Aetna)
Oxford Life
Settlers Life
Sentinel Security Life
American Memorial
American National
Prosperity Life
Please feel free to add
Good catch Tom. Settlers gives approval at the end of the PHI, but it has to be face to face.Not Settlers . . .