Need Final Expense Focused organization

I agree with you about the leads, but those are not ours...

And yes we can market all Forethought Life and Annuities, including Select Product.

In regards to the release, we will release as long we have accepted the terms and conditions in the initial phase of contracting...

We refuse to pay for agents charge backs if they are not in our organization, I'm sure thats fair.

That sounds fair. What do you mean exactly by terms and conditions in the initial phase of contracting?
 
That sounds fair. What do you mean exactly by terms and conditions in the initial phase of contracting?

If you want an unconditional release from us, at the time of release, you agree that the new IMO will be responsible for your charge backs, and not us.

So that 110% commission chargeback is no longer our responsibility. And if its never paid back, it will float up to your new IMO and not us.

We will ONLY charge back our override.

Your NEW FMO must also agree to this.

I still think this is fair.
 
If you want an unconditional release from us, at the time of release, you agree that the new IMO will be responsible for your charge backs, and not us.

So that 110% commission chargeback is no longer our responsibility. And if its never paid back, it will float up to your new IMO and not us.

We will ONLY charge back our override.

Your NEW FMO must also agree to this.

I still think this is fair.

That's absolutely fair. Good policy.
 
I've always said that the release is subjet to taking care of chargebacks. That's one reason why I never take an advance. I never have chargebacks.

Rick
 
Travis Tubbs is the final expense guru here on the forum as far as I'm concerned for guys to get a direct mail piece going and sell behind it.

I know he was offering contracts with Royal Neighbors and has some other things working. He would definitely be someone to contract with if you want to get going in final expense and get some good guidance.

I forget his forum name but he has the photo of Al Swearingen from Deadwood as his photo.

Thanks for the kind words Scott… I am independent agent and generate my leads through direct mail… Yes, I use the $255 Governmental Death Benefit card… I have used every card out there and written my own. Marketing and Leads, is something that I am always mulling over and trying to figure out a better way, however direct mail with the standard "$255 Crap" still works the best for me.

I will be glad to talk to, and help anyone on the board anyway I can. I am able to offer you guys a 110% Contract with Royal Neighbors of America. That is 15% higher then street level. I am not a marketer just an agent that was able to negotiate an MGA contract because of the amount of business I write. As I have said in other post I am not looking to get rich from over-rides hence why I am offering 15 points above street level. Your business helps me meet production goals and hopefully the extra commission will be reason to give RNA a shot. In the end you make more then what you would if you contracted through "ABC" Marketing, and goes into my total production for my group.
 
OK guys, let me clarify something.

A several of you on here are looking toward me a final expense expert and I appreacieate it. But but my situation is very different from yours. A lot of my appointments come through funeral homes that I contract with. I have an easy time getting in front of people for that reason.

Travis (Hoosier Daddy) is doing (very successfully) exactly what you are looking for. He hires a printing company to put out X number of mail peices per week. Runs the leads. Makes his sales. And repeats it over and over. He can help you a lot. And he has a good final expense product with Royal Neighbors. And if he says the $255 lead thing works for him, then I stand corrected.

Anybody wanting to get into final expense, I highly recommend you contract with Travis and learn from his ongoing real world experience.
 
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