Need Final Expense Focused organization

[senior-advisor-indiana]

What company? Commissions do not matter if the company does not have decent rates.

 

[senior-advisor-indiana]

Sorry Marc but you are spam. We have agents here offering what you are offering. You have yet to post a company. Stop wasting our time.

 

[bill3173]

Settlers Life is a good one liberal uw, up to $25k and a GI product. Rates are much better than average.

 

[themarcgroup]

americo no phone inspection

 

[jaysams]

This may be an organization that was already mentioned, but I have not seen it while I was searching on here. I ran across a group yesterday, Pacesetter, that is dedicated to senior final expense programs. I gave the guy a call and he seemed to be very honest and up-front, and we all know how hard that is to find around here. I've only been licensed for 5 years, so I probably do not have the contract that some of you guys have, but pacesetter was offering me contracts 20% higher than I have been offered before. I know he said they have Americo, Occidental, and Forethought, and their may have been others. He said that at least one of them has guaranteed issue. He also said they have an in house lead provider for mail and phone leads. I do not however know what the cost of the leads are. The address is Pacesetters IMO: Final Expense Insurance if anyone else wants to check them out.
Jason Samuels

 

[mickeyma]

Just started in FE market and am having trouble booking appointments by phone from direct mail. No one answers phone. I call mornings, nights, Saturdays. Do you call to set appointments or do you just drive to their homes unannounced and talk your way in?

 

[mickeyma]

Lead Strategies worked for me. 1-877-589-9866 Bob

 

[mickeyma]

Doesn't sound bad as long as the agent can decide what type of mailer he wants to mail. If it's those "government only pays $255" type of little blue cards it's pretty much junk leads that gets you in a lot of "poor" homes that will waste your day signing up a bunch of $25 monthly payments and fall off the books at the 2nd payment.

As long as it's generating good leads from some people who actually want to buy life insurance, they actually have a checking account and actually have $50 to $150 dollars per month to pay the premium...then it's a good lead.

If there's anything worse than no leads, it's junk leads that waste your time and keep you from doing the things you need to do to actually make money.

How long does an agent have to commit to stay in your contract? Can he get an immediate release if he gets burnt? Can he also sell the Forethought Select Product or just Forethought ForeLife?

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What kind of mailers do you use and what criteria do you use for your mailing list? Every final expense mailing company I contacted recommended targeting people who had less than $40,000 income. On many my appointments, prospects could not afford even $1 a day.

 

[Newby]

What kind of mailers do you use and what criteria do you use for your mailing list? Every final expense mailing company I contacted recommended targeting people who had less than $40,000 income. On many my appointments, prospects could not afford even $1 a day.

I've never done mailers for final expense in the past. I did them for funeral pre-need which is a different prospect.

I just did a mailer which hit last week for the $255 type final expense mailer. Too early to tell. Only 5-leads so far. It's already paid for itself though.

 

[myinsurebiz]

Newby,

What did you pay for 5k mailers?

Tom