Real Case:
Parents had life insurance on child through employer. Prior to the policy's 2 year anniversary, the kid accidentally hangs himself resulting from some type of Tik Tok challenge. From a claim perspective, is this an accidental death, with a possibility of paying double, or is this a suicide, and therefore a denial of claim entirely?
Parents had life insurance on child through employer. Prior to the policy's 2 year anniversary, the kid accidentally hangs himself resulting from some type of Tik Tok challenge. From a claim perspective, is this an accidental death, with a possibility of paying double, or is this a suicide, and therefore a denial of claim entirely?